Car Insurance from Wiser Choice

Car insurance Wiser Choice is the natural place to look for great value car insurance. We pride ourselves on offering the very best level of cover for the experienced driver, with reduced price premiums that are reflective of experience on the roads.

You'll also be able to benefit from an excellent no claims discount, the reward you deserve for careful driving. We can make it easy for you, with a policy that is just perfect for you, your car and lifestyle.

Wiser Choice Comprehensive Cover
TO MAKE A CLAIM PHONE 0344 561 1878 (see below for glass claims)
Courtesy Car Use of a courtesy car whilst your car is being repaired (subject to availability). Your car will be collected and delivered.
While your car is with the Motor Trade for Service or Repair or with a Car Parking Service Damage to your car is covered even if the driver is not named on your certificate of insurance.
Windscreen Repair or Replacement (Comprehensive cover only) Windscreen or window damage will be repaired or the glass replaced when you phone the Insurer's approved glass specialist. Your No Claim Discount will not be affected. An excess of £80 applies to replacement glass but only £10 for repairs.
European Cover You have the same cover which applies in the UK for a trip within the European Union for up to 90 days in total in the year of insurance.
Buying a second car? We reward your claim-free driving with low prices on a second car you buy even if you do not have any No Claims Discount on it. The policy must be for you and your spouse/civil partner to drive, and you both must have clean driving licences.
Personal Effects Up to £100 if your personal items are stolen from the car.
Theft of Keys Up to £500 if your car keys are stolen. Extra key cover is also available-see our Optional Extras below.
Medical Expenses Up to £100 for medical expenses for you or any of your passengers injured in a road accident.
Liability Cover Unlimited cover following a motor accident that results in death or bodily injury to other people for which you are legally liable. Up to £20M for property damage sustained by other people for which you are legally liable.
Pay Monthly We can offer you a choice of paying with a single annual payment or monthly. The payment details will be shown on your quote.

Policy Documents

Optional Extras
Our Optional Extras are available as separate policies.
Excess Protection You can buy an extra policy to ensure that you can claim for reimbursement of your excess, up to £750, in the event of a fault claim
Legal Expenses Accident not your fault? This policy will cover the legal costs to help claim back your uninsured losses (e.g. your policy excess and other out-of-pocket expenses) from the driver at fault provided there is a reasonable chance of success.
UK Breakdown Cover Good value cover is available to rescue you and your car if you break down at home or on the roadside providing assistance for you and your car.
Vehicle Hire Plus A guaranteed category A or B hire car (for example a small hatchback) if yours is stolen or written off.
Key Cover Up to £1,500 if your car keys are lost or stolen. No excess applies and it does not affect your car insurance No Claims Discount.

Policy Documents